Roof Claims Adjuster

Claim adjusters can incorrectly underpay and deny roof damage insurance claims.

Roof claims adjuster.

Don t rely on the adjuster to determine the repair cost of the roof. Make sure to get a written estimate on a roofing company s letterhead with the company s contact information. Remember the adjuster is paid by your insurance company not by you. According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.

If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible. It s your right to have your claim assessed adjusted and settled in a fair manner. Get a second opinion from your own roof damage claim adjuster an experienced public adjuster if your claim has been denied. The claim handler may ask for photos of the damages prior to sending out another representative.

Depending on the circumstances your insurer may deny the claim or pay less than the repair or replacement cost. The adjuster works with the insurance company and the roof repair company to determine the amount of the damage and the cost of repairing or replacing the roof. Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Roofing companies like klaus roofing are insurance claims experts and by no means tell the adjuster how to do his job but acts as an assistant to help find all damage to be included in the claim. Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients. The inspector looks for ways to deny the claim. And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.

They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company. Sometimes the original adjuster will come back out alone or along with his or her supervisor to reinspect it especially if the roof was wet during the first inspection or if the adjuster did not get on the roof to inspect closely. Know that a roof insurance claim is a long process. Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf.

An adjuster hired by the insurance company comes out to inspect the damage.