Roof Claim Process

Be sure to take as many pictures as you can of the roof damage.

Roof claim process.

Not all jurisdictions require licensing of roofing contractors. Ask the inspector to document the condition of your roof with pictures and a written signed evaluation of the roof s condition. There is no need to be intimidated by the insurance claims process it s actually quite simple. You can expect the entire process to follow this cadence.

Maintain it and make repairs as needed. Your roofing contractor should be able to help you navigate your way through the roof insurance claims process. Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients navigate the process of getting their roof repair or replacement covered by their insurance company. Meanwhile the roof of an unattached structure on your property such as a shed or detached garage may be covered by the other structures protection in a homeowners insurance policy if the damage is caused by a covered peril.

To ensure approval of your claim keep records of repairs before and after photos and reports from inspections. If eligible your claim handler can explain the details of the roofing services program and determine if the program is available in your area. If you have roof damage that needs repairing you have to file a claim with your homeowners insurance company. Here s an inspection schedule.

Have your roof inspected regularly. The first call should always be to the claims office after a roof inspector evaluates the roof for damage. Navigating the process of filing a claim can vary slightly by insurance company but generally the steps include. Intro to this roof claim process guide.

If you choose hd roofing and construction as your contractor we will assist you in the process of gathering and providing information to your insurance company. This is critical for a number of reasons. The insurance claim process. Filing a roof damage insurance claim.

Roofs that are over 20 years old often have limited coverage if any. Get references as well as certificates of insurance both liability and workers compensation and verify they are active when your work is scheduled. If you can show that you kept your roof in good condition and suddenly it s a mess after a storm you ll have a strong case. Give us a call today or fill out our online form now to request your roof inspection.

Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf. Have a professional roofing inspection before calling your insurance provider. Ask your claim handler if your claim is eligible for the state farm premier service program and the roofing services program.